Posts Tagged ‘statism’

Market Crisis and Regulation

Wednesday, October 1st, 2008

The financial sector is in crisis. Lehman Brothers has collapsed, Merrill Lynch sold, Fannie Mae and Freddie Mac nationalised, and AIG looks like it may well go the same way. In the face of such market turmoil, it is to be expected that the old doomsayers are out in force, bemoaning the folly of the free market, and wallowing in the glories of nationalisation as our collective saviour. But such joy is misplaced. The free market is still only partial, and indeed too young to be blamed for the current economic woes.

To use an analogy, imagine that person A and person B have been given a chain saw. Person A has been given an instruction book, reads it, and follows it to the letter. As such they immediately and quickly get started trimming a few bushes.

Person B, on the other hand, has not been given an instruction book. Instead he must work out how to use the chain saw for himself. Because he is an intelligent person (and can learn from the work performed by A) B quickly works out how to use the chain saw. However, because B does not have an instruction book, he is quite happy to cut everything in site, while A checks each section to ensure that he does not attempt to cut something that is too thick for the chain saw.

Very quickly, B is able to take over A, and produces, because he is not stopping and starting, produces a cleaner and more even cut. Unfortunately, B is suddenly stopped in his tracks when he tries to cut something too thick. The chain saw jams; indeed, the chain saw backfires and B loses his grip. B is shaken for a few minutes, but he quickly recovers and starts again. This time he avoids the thick branch.

Soon, A and B find a poll in the bush made of a material neither has come across before. A can find no reference to the poll in his instructions. As such, both A and B decide to try and cut it. They both fail and the chain saws backfire. Afterwards, A is given a new instruction book, listing iron poles as another thing that the chain saw cannot cut through. B is not given any regulation.

Later, A and B come across a pole made of another material neither have come across. With his new instructions, A is told not to cut through anything that he does not recognise. As such, he does not cut it. In contrast, B tries to cut the pole and finds that it is made of rubber and cuts easily. He can then continue, ending up with a clean shaven bush with only a couple of thick branches and iron poles protruding.

What this is trying to show is that a regulated market is retrospective. With deregulation, banks have been able to make investments they have never been able to try before. Some of these investments, like the metal pole, have proved to be bad. But it is only after the investment was tried that this proved to be the case. As such, the free market has also learnt the lesson.

Nevertheless, some investments, like the graphite pole, were successful. In an ever changing world where regulations are often years behind progress, such investments would not have been realised had it not been for the free market.

Undoubtedly, the current economic crisis derives from banks lending to people who cannot pay them back. The fall-out from this has meant that the liquidity upon which banks depend has contracted. But what should be emphasised is that the free market can now learn from this mistake. As such, person B will not try and cut the thick branch with the chain saw again.

A deregulated market is in its infancy, and people are still learning how to use the freedom it affords. To finish with a final analogy, a child who has been playing virtual rugby for years is finally allowed to play it for real. During his first match he breaks his leg, and mother prevents him from ever playing again. So, he returns to his virtual game. Just imagine the opportunities lost by that child had he been able to learn rugby properly, especially now that he is an overweight couch potato in front of a television screen.

On the Moral Necessity of Liberty

Saturday, September 13th, 2008

The following was originally intended as a reply to Mr Gavin Rice’s post ‘On the Inadequacy of Liberty’ but I realised it had become quite long before I had said my peace.

Libertarianism does not have to be about defending individual rights, or freedoms, or paycheques. Rather, it is rendered best to me as a weapon against the might of government. Since we cannot defeat the police force or the Army without creating a chaos out of which a new and mighty government would rise to take their place, we must reign in such governments with limits that take advantage of the legalistic structure with which they deploy their might.

I do not believe, any more, that apologists for modern Liberalism really believe in relativism. Rights-speak often serves as buttery dressing for bitter hedonic calculation, usually made necessary because that calculation is in error. Take, for example, the notion that elective abortions must be legal and state-funded because a woman has a ‘right to choose’. This argument is often given even in reply to the claim that foetuses are humans, whereupon it collapses because we do not entitle anyone else the right to kill in any other situation. Rights-speak here disguises the hedonic calculation that abortion policy makes women happier and spare potential unhappiness to children born into poverty. It is necessary because the claim is in the first instance demonstrably false and in the second uncalculable (happiness units do not average out where they were never gained or lost).

My point there was that the ‘liberalism’ that apologises for modern society and statism is founded in moral intention (the desire to maximise happiness units) and formed in its wonky shape by intuition and cowardice that rail against such an intention (happiness units would be maximised by injecting people with certain hormones for a few years until they die, not by allowing them to live full lives – few but Peter Singer himself would have the balls to bite that bullet). The fact that moral intention can, when misguided or misapplied, lead to destructive policies is why people are so reluctant to use the language of morality when talking politics or economics. Not only do they fear abusing the language. They also, for the most part, share the same ‘moral vision’ and so think it unnecessary.

Benthamite Utilitarianism is not a theory which has won humanity over in the last century or so. It could not. There is no good literature in its defense. Rather, utilitarianism in its most basic form – the belief that the feeling of happiness is what we are supposed to seek with our lives – is a constant temptation offered to human civilisation. Currently, in the vacuum created by the failure of atheism to come up with a coherent account of universal morality, we in secular European countries have reverted to selfish default. We egg our governments on to ‘make’ us feel happy. The men who tend to fill the chambers of these governments have in the most part been produced by the same philosophical, cultural circumstances as ourselves and embrace the task with baton-wielding, needle-jabbing relish.

Mr Rice has below implied that inviting governments to participate in, rather than get out of the way of, helping to create a better society is more effective. I do not agree with him and here is why. He proposes the recapture of virtues to reform and improve our situation. Virtues must, by their nature, be taught by exhortation, encouragement and example. This is the way that Aristotle taught them, that medieval priests taught them and Victorian gentlemen (the few real ones) taught them to the societies in which they lived. Governments have a very different way of enacting their ‘moral visions’. This is not because of which vision it may be, who is in them, or who elected them but because of what governments essentially are: monopolies of force. If you beat a man for ignoring a beggar, you will teach him violence, not charity.

Everything governments do stems from what they are. Taxation is carried out by the threat of force and so every action that governments carry out with the revenue raised is carried out by force. Laws are merely a means of teaching morals to people in the way that parents slap their childrens’ wrists when they try to steal. They impose by force the moral beliefs of a governing minority (or at best the original beliefs of electors filtered through that minority) onto their subjects, often remaking subjects’ beliefs in the minority’s ideological image. This problem is extended in proportion to how far the government extends. The messages given to the taxpayer by institutions like the NHS or the National Curriculum include “plastic surgery must be a human right because if I do not pay for someone else’s I will be imprisoned” and “global warming must be true because if I do not pay for it to be taught I will be imprisoned”. I did my best here to think of the least reprehensible of examples I could.

This is one reason why Libertarianism, primarily legal and secondarily fiscal, because money is power, is necessary if we wish to morally reform society. The alternative, where the power of government is utilised to teach people how to be better, is much easier in less democratic and stable societies – one needs only catch the young king’s ear, or have get together some fesity paramilitaries.

In modern Britain, however, it would require still the uphill struggle of moral education required by the civil method of reform, in order to get sufficient candidates and voters to be better than Utilitarians. The large influence of large government on people’s minds would, however, raise the gradient of that uphill struggle tenfold. Even if this mission were completed, I am sure that those very virtues we had wanted the government to inculcate in the populace would be rendered meaningless or destructive as it beat, cajoled and hollered them at Britain.

The key to all of this may be the term ‘moral reform’. It is a double-entendre. I believe that extortion, threat and violence are immoral. These are the tools government uses to bring about reform, the first made possible by the second and finally the third if necessary. How then can a government bring about moral reform? On the contrary, in order to prevent immoral reform we must restrict its ability to use these tools. The goal of Libertarianism is a muzzle on Leviathan.

What was the HFE Bill really for?

Monday, May 26th, 2008

Those who supported the various alterations that the Human Fertilisation and Embryology Bill made or aspired to make to law most probably saw it as an opening up for discussion and reform of long-standing issues that were causing concern to various parties. Scientists wanted legal permission to create hybrid stem cells and increase production of embryonic stem cells besides. Liberals wanted to abolish the requirement for IVF providers to consider a child’s need for a father. Pro-lifers wanted to lower the time limit on abortions, apparently by any degree possible (votes were taken on reductions to 16, 18, 20 and 22 week limits). I’m not exactly sure how to politely stereotype those who wanted to legalize the practice of having a child so as to donate its body parts to a sibling.

The discussion and controversy that surrounded the bill and its amendments, however, made it appear a more and more curious parliamentary phenomenon – it gradually became clear that its various elements were basically unrelated as commentators spoke with the pretense of expertise in fields that were far from their own.

If we look at the arguments for considering some of the changes made, it becomes clear that there was a more subtle reason for introducing all these ideas at once, and one that may have indelibly increased the prerogatives of the government against the rule of common law in this country.

Let’s begin with the attempt to lower abortion limits. The argument used in opposition to this was that scientific evidence had not sufficiently changed since the 24-week limit was set even to show that children are ‘viable’ at twenty-two weeks. Whether this was the case or not (13 of 18 witnesses giving evidence to the Science and Technology Committee were known Pro-Choicers and many did not submit written reports), the argument’s strength rested on the fact that all ‘ethical debate’ on time limits had been ruled in favour of supposedly impartial ‘scientific’ debate: terms of discussion had been established that prejudiced a given outcome, although this is less important than the fact that the debate had been limited in this way. The government had assumed the right to define human life, in this case by viability.

The debate concerning stem-cell research was full of red-herrings. Outspoken religious leaders bandied about sensationalist descriptions defaming both sides of the debate, whilst the scientific case in point – that adult, rather than embryonic, stem cells have produced the most significant advances in research – was ignored under the weight of scientistic rhetoric. Supporting stem-cell research per se was joined to the issue of ‘hybrid’ cells, an unnecessary confusion of separate issues. What was assumed all along was the forgone conclusion that human life should be defined exclusively and executively, rather than inclusively and cautiously: you are an inhuman without rights if you have a certain amount of animal DNA, and an inhuman and without rights if you are below a certain age or do not possess certain faculties.

The other two issues I have flagged up are relevant her insofar as they were irrelevant to each other and the other elements in the Bill. That is, we need to ask why they were included. The reasons for including an amendment to the Abortion Act revolved around the renewal and replacement of that piece of legislation, whereas IVF parenthood requirements are a social and fiscal, rather than scientific or negative-rights related. The ‘saviour siblings’ section of the Bill is not related to human fertilization or embryology, but rather, perhaps, human termination and why some embryos are more worthy of life than others.

What a human is and when life begins is a philosophical question, not one that can be adequately addressed by legislation. This is why British common law is such an excellent tool to deal with its social and legal implications. Common law is cautious and case specific, ideally independent of party-political programs. Government legislation, however, affects the entire nation at once; it creates attitudes, delegitimizing some opinions and legitimating others. Yet in the HFE Bill we saw the latest assertion of this Government’s assumed right and ability to answer all our questions, make all our choices, for us.

By lumping all these different issues together, the real issue of whether we define human life exclusively (excluding others from humanity by chosen criteria that ‘serve society’ like slave-traders and racialists) or inclusively was overlooked and the Government control over the answer to this question asserted. The artificial complexity of the Bill also made it nearly impossible for politicians who share my view – that morally ambiguous legislation be left to our common law tradition – to decide how to negotiate the issue. Abstention is seen as support or careerism. Voting no or yes agrees that Parliament is the place to deal with these issues – but it is not. Doubtless the HFE Bill is only part of a trend, where the state assumes prerogatives until we agree with them. It is a deeply regrettable trend, especially when such literally vital issues are at stake.

Response to two speakers: Simon Heffer and Lord Blackwell

Saturday, May 17th, 2008

Simon Heffer visited CUCA in Lent, resulting in the most attended and best talk of the term. He spoke of the creation of a “client state”, where the Labour Party massively increased the number of tax-funded state jobs in order to increase their voter base. People working in the state sector tend to vote Labour, so Labour’s strategy was clear: make more of them. This is massively costly, but seems to work.

Heffer’s solution is that the Conservative Party should not bother seeking these votes, because they will not vote Conservative anyway. Heffer is a critic of Cameron’s rebranding and apparent change of focus of the party, though has recently said he might consider voting Conservative. (He probably will.) He suggests that Cameron should not adopt policies to try to please everyone including these voters, but should focus on their traditional voter base.

In an article since, “Labour is malignant, not incompetent” (Telegraph, 2nd April 2008), he sees this strategy repeated by Labour with immigration. The Lords Economic Affairs Committee report on “The Economic Impact of Immigration” showed quite clearly that net immigration is not beneficial to the country. This has been obvious for years. The figures show that net immigration does not increase GDP more than it increases population, so has no effect on GDP per person and therefore general well-being. Government responses to this resort to obvious double-speak.

Heffer believes, as do I, that the government has known full well that net immigration is not beneficial, but has pursued it because it knows that immigrants tend to vote Labour. It has put electoral success above the country when it knows they are opposites.

Heffer calls for a radical cut in the amount of money spent by the government, which currently spends over £600 billion per year. Government spending has increased by 50% in real terms while Labour have been in power over the last ten years. As Lord Blackwell pointed out in his talk, the amount of stuff the government needs to provide doesn’t increase every year, so government spending should remain constant. Indeed, this means it should reduce as a percentage of GDP. If the government was spending the same as it was ten years ago, we could have abolished income tax.

Heffer demands tax cuts mostly to save money and free the economy to grow, but he echoes the calls of Sean Gabb for tax cuts to cut the funding to the ruling class – those who draw money and status from the state.

Lord Norman Blackwell visited CUCA yesterday, speaking and taking questions in the Union Dining Room, and then over dinner at Strada. Like me, he is very keen on policy: he worked on policy for Margaret Thatcher and John Major.

He started by talking about how radical some old policies seemed at the time, and how he believes others which seem radical now will be considered common sense in the future. For example, the Post Office used to run the telephone network in this country. As one might expect from a monopoly, the service was shoddy and expensive. If you wanted a telephone, you had to be put on a waiting list, and an engineer had to come to your home and fit one into the wall. You could only buy telephones manufactured by the state, which were very expensive.

People thought that the telecommunications couldn’t be provided by private companies. Now that it is, we know that of course they can.

Later, Lord Blackwell himself presented a report to British Telecom trying to convince them that it was safe for people to have telephone sockets, rather than a telephone hard-wired into the wall. Now, the idea that telephone sockets are dangerous is ludicrous. Then, it seemed radical.

Of course, there is an element of natural monopoly in landline telecomms. It does seem there needs to be some involvement by the state. But it should be as small as possible. As Hayek said, the state needs to create a legal framework in which competition can function. This should be designed to encourage as much competition as possible. Just because a market can’t function without the state, that doesn’t mean the sector should be run entirely by the state.

In the UK, British Telecom runs the lines (and even this is changing), but other companies can run calls on top of them. Much like Network Rail running the train tracks, but other companies running the trains. This is much better than BT doing everything, without having to compete and therefore having no incentive to provide a good, cheap product.

The same thing has been done with broadband internet. Can you imagine what our internet would be like if the government still had complete control of telecomms? Atrocious! Things would never have improved so rapidly.

We probably wouldn’t even know what we were missing out on. In Cuba, the state has to stop its subjects from finding out about the standard of living in other countries, so that they don’t know what they’re missing (toasters). What are we missing at the moment that we don’t know we’re missing? We’ll only find back if we stop the state slowing us down.

So telecommunications is one area where those advocating privatisation have been proved right. So are railways. Alex Singleton of the Globalisation Institute addressed CUCA at the Gin & Tonic party at the beginning of term, and he pointed out that by every objective measure, the railways have been improving since Conservative privatisation – the turning point.

Lord Blackwell suggested that healthcare and education are next to be privatised. People don’t know what they’re missing. They don’t know how good things could be.

However, Lord Blackwell didn’t suggest that “privatising” healthcare meant abolishing tax-funded (“free”) healthcare. Abolishing state-run schools doesn’t mean abolishing free education.

He suggested a voucher system. Consider education. The system would require very little change. Instead of being told what school you must go to, you could choose. Instead of only the state being able to set up state-funded schools, anyone could. That’s all.

He suggested not using the word “vouchers”, for two reasons. One, he thought it was as tainted as “privatisation” for many voters. Two, people didn’t know they wanted it, even though they wanted its consequences. If you offer people “choice” in your manifesto, they say “We don’t want a choice of schools. We don’t want to send our child to the next village. We just want to send our child to the local school, and we want it to be good.”

Choice (i.e. competition) doesn’t even need to be exercised to have beneficial effects. You don’t have to take your business from the local pub and drive to the next town. It’s just the fact that you could that means your local pub has to make an effort.

Similarly, if you go to a bad school and a good new one starts up, things won’t just be improved if everyone moves to the good school and the bad school shuts down. In most cases this won’t even be necessary. All that is necessary is that you can move. That is enough to give the old school some incentive to improve.

A similar scheme could be implemented for healthcare.

He suggested rolling out education vouchers in poor areas first. Even though this would mean richer areas wouldn’t get the benefits so quickly, it would demonstrate that the measures were to improve education in poor areas the most. This might help get voters used to them.

“Privatisation” seems radical in the UK at the moment, but it won’t when people see the consequences. We just need to look at the success of the Swedish implementation of vouchers.

People like to claim that there is something special about education and healthcare: that they are “public services” rather than products like any other. This is wrong. They are products like any other. People said the same about telephones.

Lord Blackwell used much libertarian rhetoric, and seemed to consider himself a libertarian. I’m not sure whether I’m a libertarian or not, though I have very strong libertarian sympathies.

I think vouchers are a good idea. But they’re not a libertarian idea. Vouchers roll back the state by allowing the state to pay for, but not run, education and health. They do mean that the state bureaucracy is smaller even if taxes stay the same. But libertarians would not even have taxes to pay for education or healthcare.

It may be that complete abolition of the welfare state is better for the country, especially in the long run. As Andrew Perraut says, “if markets are as massively productive as we libertarians believe and compounding returns to growth in the long term are taken into account, you could probably justify no more than very basic safety nets, for fear of distorting the economy and dramatically lowering everyone’s goods in the future.” But the safety net could include healthcare and education.

In any case, vouchers are better than the current system, and we need them fast.

My commitment to reducing the size of the state is Perraut’s: any taxation reduces economic growth. Some taxation is necessary, but the optimum amount is far lower than it is at present.

Lord Blackwell’s seems to be for a different reason. Statism cows people. It reduces the striving, self-reliant ethic. If people have a problem, it encourages them to expect the state to solve it, rather than solve it themselves. This attitude reduces economic growth because it discourages innovation.

He ended on a quotation that Lady Thatcher looked up while they were working on a speech. It is one of the closing sentences from John Stuart Mill’s “On Liberty”:

“a state which dwarfs its men, in order that they may be more docile instruments in its hands, even for beneficial purposes, will find that with small men, no great thing can really be accomplished.”

Postscript.

Afterwards, over dinner, he talked about the historical consequences of global cooling, including the halt of the expansion of the Roman Empire. This would be an excellent way to write an article aiming to change people’s minds about global warming. The scientific evidence that global warming will stop, rather than being catastropic, is clear. We haven’t had any for over ten years. So take this for granted! Treat global cooling as inevitable, and write an article about its historical consequences and how we must prepare to meet them again.

The European Union

Thursday, January 3rd, 2008

With the recent European Reform Treaty, it is topical to consider the nature of, and the justification for the European Union. The central point to make here is that whatever justification for the EU that is given, it is either false or not worth it. Indeed, the EU is detrimental to the prosperity of many countries in the world.

The primary reason for the creation of a pan-European economic and, subsequently political, organisation was to ensure greater integration, especially between France and Germany, in order to ensure that war would never again divide the continent. In this respect, if the EU has done anything at all to help, it has been entirely successful. However, would anyone argue that there is still work to be done? Are the Gauls and Aryans primed and ready to battle it out for supremacy as soon as the mystical shroud of political federation, as provided by the EU, is lifted? This may seem trite, but there is a serious point: since even before the creation of a European Community, its work has been done. War between France and Germany was not made obsolete by a form of coalition in the 1950s, but by the destruction and inhumanity of World War Two. As such, Europhiles have always sought new and elaborate justifications for the EU, almost all of which are false.

Rather than repeat thousands of other articles on the same subject and list the different justifications propounded in support of the EU only to refute them, I shall look at one function of the EU and the associated argument in favour of its existence. This is to re-distribute wealth through development aid from wealthier European nations to those that are less developed and to open up their trade markets in order to raise their GDP and living standards. One can argue that Britain itself benefited from this very principle when it was the sick man of Europe before the economic reforms of Margaret Thatcher. However, this great benefit of the EU is undermined by the nature of the Union itself, thereby eradicating any intrinsic benefit derived from redistribution. These problems are: global issues, immigration, and centralisation.

Through the EU, we deal only with the problems on our small continent. In contrast, it is beyond our Eurocentric world that the majority of unacceptable crises can be found. Of course, one can argue that the EU can function as an effective aid organisation to the world. However, this is not possible when the EU implements protectionist economic sanctions. The EU is an oppressive economic bloc, limiting free trade (as well as the scope for fair trade) in order to maintain its economic dominance at the expense of developing world economies. For example, every year the EU destroys tonnes of food in order to keep prices high. Moreover, market competition from outside the EU is restricted. It is only through trade (be it free, fair or otherwise) that individual producers and countries can hope to gain the wealth necessary to prosper.

What is more, when we look at the free movement of people within Europe, we see that aid within the EU is similarly undermined. This is because immigration within the EU removes the population needed for economic growth from the countries that seek development. Those in favour of immigration in Britain tend to point to the (supposed) vast economic benefit migrants bring to our shores. However, paradoxically, are we not being selfish when we call for more immigrants? This is because it impedes growth in the countries these people are leaving. Instead, we privilege our own prosperity above that of other people in the world. As such, those left behind are also left behind in terms of living standards and the opportunity in order to improve their quality of life compared with those living in Britain.

The centralised and authoritarian nature of the EU also undermines the development aid given to less economically developed member states. This is because the terms of this aid is dictated by the western European countries that dominate the EU through majority voting. In this way, the historical and cultural development of the country receiving aid is neglected, and, effectively, suppressed. As such, the benefit of that development aid is undermined. For example, a policy that suits the British economy, dominated by the private sector, may not be suitably implemented on the continent where the social economy is more prevalent. The best initiatives have to take the historical and cultural milieu of a nation into account. This cannot be achieved at a pan-European level.

In conclusion, the European Union’s aim to help development in less economically developed member states is admirable and justifiable. However, the framework within which it is conducted does not work. First, it undermines global development through economic restrictions. Second, development within the EU is undermined by free immigration. And third, derived from its centralised and authoritarian nature, the terms of aid to other countries is dictated by the major European powers, which may not suit the historical and cultural development of the recipient country. As such, one may wonder whether this noble aim of the EU is worth it considering the adverse consequences.

Of course, there are many other arguments in favour of the EU. Examples include better trade between European countries, regulatory consistency, and a political power to counteract the hegemony of the United States of America. However, these arguments seem to suffer from the same problem as that given above: they fail to justify the creation of an additional and cripplingly expensive layer of bureaucracy, whose aims are undermined by its very nature. However, that is for another article to discuss.

Individual Social Responsibility

Saturday, October 27th, 2007

One of the most disconcerting aspects of modern British society is the lack of social responsibility. It is a pervasive trait that can be traced back to the creation of the Welfare State after World War Two, and the authoritarian rule that is associated with many aspects of socialist thinking.

The Welfare State effectively took away individual people’s responsibility for the society in which they were members, and placed it in the hands of the State. To pay for this, and to continue to pay for this Welfare State, it is necessary to maintain high taxation.

It is, perhaps useful to digress briefly to discuss the issue of taxation in more detail. The government has taken the rather patronising position that it can spend people’s own money more wisely. As a result of this, people want to feel the effect of the government spending their money wisely (such as on health-care and education). The problem is, this means that issues, such as ending famine in the Third World, are side-lined. In general, the government, by appropriating responsibility to itself, is expected to be responsible for all the woes that afflict society and the world. However, some charity (such as ending poverty) can only be undertaken effectively by individuals and not by the State; too many people slip through the cracks.

Paradoxically, this is an example of excessive individualism. The State, by removing individual responsibility for the woes of society, ensures that ordinary people are free from guilt; people can then concentrate on themselves, and themselves alone.

This brings me to my main point: the government, by appropriating social responsibility for itself has eroded the idea that individuals have to take an active role within this society. We have a society based on rights, but without the responsibility to complement them. This means that there is now a destructive ideology that all the problems of society have to be, and should be solved by government. The effect of this is ever increasing authoritarianism. It is only in this way that the State can solve everything that it is now expected to be responsible for (by its own actions through the foundation of the Welfare State).

What we need to do is to return to the idea of social responsibility. However, this cannot be achieved unless the government is willing to accept that it has to dismantle its spider-web of bureaucracy and interference in everyday and ordinary life.

If people keep hold of their own money, and are made aware of the fact that they are part of a society to which they owe something, people are more likely to take responsibility of their own for the problems that are prevalent all around us. This was the case in the nineteenth century when groups of people organised themselves into Friendly Societies in order to make everyone’s life better. Notably, these and similar organisation provided an almost national, but independent health-care and educational network.

It is time that we realised that ordinary people have the power to do good in the world as individuals in society; governments merely complicate this fact.